Finalist
Gabriela Ariana Campoverde
Helping lenders better assess risk to invest in no-credit, credit-thin, and immigrant small businesses
- Year
- 2022
- Organization
- Miren
- Sector
- Jobs & Economic Growth
- Borough
- Queens
Gabriela is a lifelong Queens resident and the proud daughter of a single, working, immigrant mom who made sure she could be the first in her family to go to college and have a successful career in financial tech. Now Gabriela is giving back by launching Miren, a technology company that helps small business lenders collect data and assess risk more efficiently by aggregating the underwriting process onto one platform — like a digital bridge between banks and small business owners who might do their accounting by hand. Why? To help lenders increase and improve financing available to small businesses that lack credit history or traditional credentials. Miren also focuses on non-native English-speaking clients, so its platform includes live translation. Gabriela ultimately plans to learn from the lenders she partners with to reimagine the definition of “creditworthy.”